LUNGTA was founded in April 2025 with the mission to bridge the gap between physical and digital payments, enabling users to perform digital financial transactions using cash. Our vision is to create a platform that provides consumers across India with easy access to a wide range of financial services, right at their doorstep.
The LUNGTA platform connects thousands of agents—such as local grocery stores, pharmacies, and small shops—to the formal banking system, allowing them to collect cash from customers while offering digital financial services, including Direct Money Transfer (DMT), bill payments, mobile recharge, travel bookings, and more.
In a cash-dominant economy like India, millions of people remain outside the formal banking system. LUNGTA works with banks to empower these unbanked individuals, giving them access to digital financial services for the first time. By offering a variety of digital services, LUNGTA aims to become a one-stop platform for agents serving their end customers, creating value for banks, agents, and users alike.